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PECO Energy Saving Programs: The Complete Rebate and Incentive Guide

Explore PECO rebates for HVAC, thermostats, refrigerators, insulation, solar, and EVs, plus how Pennsylvania customers can claim each one.

Author: Mitchell Terpstra | Reviewer: Jesse Shaver | Updated:

Key Takeaways

  • PECO rebates cover nearly every major home upgrade, from a $25 clothes washer rebate to $350 back on a heat pump water heater and $500 for rooftop solar.
  • The biggest paydays come from stacking: a qualifying heat pump can combine PECO's base rebate with regional partner bonuses for well over $1,000 in combined incentives.
  • Most PECO energy rebates must be claimed within 90 days of purchase or installation, and online applications are processed in roughly four to six weeks.
  • Income-qualified households can access free weatherization, insulation, and a discounted monthly bill through PECO's LIURP and CAP programs—no upfront cost required.

If you live anywhere in Philadelphia or the surrounding counties, PECO is almost certainly your electric utility and possibly your natural gas utility, too. That relationship comes with a benefit many customers never cash in on: a deep bench of rebates, instant discounts, and free services designed to help you use less energy and pay less for it.

The catch is that these programs live in a half-dozen different places on PECO’s website, each with its own form, deadline, and fine print. This guide pulls them into one place, so you can see what’s available, what it’s worth, and what you need to do to get paid.

One important note before you start: PECO’s rebate menu resets each program year, and dollar amounts, equipment requirements, and deadlines change. Treat the figures below as a planning guide, then confirm the current offer at peco.com/rebates or by calling 1-888-573-2672 before you buy. It’s also worth checking your PECO electricity rates against competitive supplier offers while you’re at it—rebates and supply rates hit the same bill from two directions.

PECO Rebates for HVAC: Heating and Cooling Systems

What it covers: High-efficiency heating, ventilation, and air conditioning equipment. Think ducted air source heat pumps, ductless mini-splits, central air conditioners, high-efficiency furnaces and boilers, and even the fan motors and tune-ups that keep existing systems running efficiently.

Heating and cooling is where the money is. It’s where most Pennsylvania households spend the largest share of their energy budget, which makes an HVAC upgrade the highest-leverage efficiency project you can take on.

What you can earn:

  • Base PECO rebates in recent program years have run from roughly $200 to $600 depending on the equipment. Air source heat pumps and ductless mini-splits have typically qualified for up to $300, central air conditioning for up to $200, and high-efficiency natural gas furnaces and boilers for their own tier of rebates.
  • Smaller add-ons are easy to overlook but worth claiming—ECM fan motor upgrades have carried a $50 rebate, and heat pump tune-ups around $25.
  • Stacking bonuses are the real prize. Regional partners such as the Electrical Association of Philadelphia have offered tiered heat pump bonuses layered on top of PECO’s rebate—recent tiers ran $500, $1,000, and $1,400 based on SEER2 and HSPF2 efficiency ratings, with a bonus for dual-fuel hybrid systems. Combined with the PECO rebate for HVAC equipment, homeowners at the top tier have seen total incentives approach $2,000.
  • Long-term savings continue long after the check clears. A modern heat pump can cut heating and cooling costs substantially compared with electric resistance heat or an aging furnace.

How to secure it:

  1. Purchase and install qualifying ENERGY STAR® certified equipment through a registered HVAC contractor. Verify the model’s efficiency ratings before installation because a system that misses the SEER2 or HSPF2 threshold by a fraction misses the bonus tier entirely.
  2. Collect your paperwork: a paid, itemized invoice showing the equipment model number, manufacturer, purchase date, and the AHRI certificate number.
  3. Submit online at peco.com/rebates, have your contractor file on your behalf, or mail the paper application—within 90 days of installation.

ENERGY STAR® Appliance Rebates and PECO Marketplace Discounts

What it covers: Post-purchase rebates on major household appliances, plus instant point-of-sale discounts on smaller energy-saving devices.

What you can earn:

  • Appliance rebates. PECO rebates for refrigerators, clothes washers, dryers, and other ENERGY STAR certified appliances have generally landed in the $15 to $75 range—a PECO refrigerator rebate has run around $20, clothes washers around $25, dehumidifiers around $50, and air purifiers around $25. Across the full catalog, PECO advertises appliance rebates from roughly $10 to $350.
  • Water heating. The high end of that range belongs to heat pump water heaters, which have carried a $350 rebate. Natural gas tankless models have qualified for $400 and gas storage tank models for $125.
  • Instant discounts. This is the fastest money in the program because there’s no form to fill out. The PECO thermostat rebate applies at checkout—smart thermostat discounts on the PECO Marketplace have ranged from $50 to more than $100 off popular models, with the exact amount tied to the heating and cooling system the thermostat will control. Advanced power strips, air purifiers, PECO LED lighting rebates, and discounted room air conditioners and dehumidifiers work the same way.

How to secure it:

  1. For instant discounts, shop through the online PECO Marketplace, where the discount is already reflected in the price, or present a PECO savings pass at a participating local retailer.
  2. For post-purchase rebates, complete the online appliance rebate form and attach a copy of your receipt showing the model number, retailer, and purchase date. Don’t wait: the 90-day clock applies here too.

If you’re weighing which appliance to replace first, our guide to lowering your Pennsylvania electricity bill breaks down which household equipment quietly eats the most electricity.

Home Energy Assessments and the PECO Insulation Rebate Path

What it covers: An on-site or virtual evaluation by a certified PECO energy advisor who identifies where your home is losing energy and maps out the projects worth doing.

This is the step most homeowners skip, and it unlocks everything else. You can’t earn a PECO insulation rebate or air sealing incentive without documentation of what your home actually needs—and the assessment provides it.

What you can earn:

  • A comprehensive home energy assessment for about $49, a fraction of a private energy audit. Promotional codes appear periodically, and income-qualified households can get the assessment free.
  • Free direct-install products during the visit at no added cost—LED bulbs, high-efficiency showerheads, faucet aerators, and pipe insulation. For many homes, the value of what gets installed on the spot exceeds the $49 fee.
  • Access to higher rebate tiers for the insulation, air sealing, and ductwork the report recommends, plus a prioritized list so you’re not guessing which project pays back fastest.

How to secure it:

  1. Sign up online at PECO’s Ways to Save portal or call PECO’s home energy assessment line.
  2. Schedule an appointment with a PECO-approved energy technician.
  3. Receive your report (usually on the spot) and let the technician install the free efficiency items while they’re there.

Residential Solar and Clean Energy Incentives

What it covers: Financial incentives for homeowners who install a rooftop solar array interconnected with PECO’s grid.

What you can earn:

  • A $500 one-time rebate per system once your array reaches “In Service” status. Systems up to 50 kW qualify, limited to one system per customer, per property. PECO’s current residential solar rebate program is scheduled to run through May 31, 2031, though funds are limited and the program can change without notice.
  • Ongoing bill credits through PECO net metering, which credits you for excess electricity your panels send back to the grid, effectively letting a sunny June offset a dark January.
  • Full stackability with the federal solar tax credit, which is claimed separately on your tax return and is not reduced by PECO’s rebate.

How to secure it:

  1. Work with a solar installer to design the system and file an Interconnection Application with PECO before construction.
  2. Complete installation and obtain PECO’s official Permission to Operate.
  3. Submit the solar rebate application within 90 days of your In Service date. Most installers handle this filing for you. Confirm in writing that yours will. Expect the check in four to six weeks.

PECO Electric Vehicle Rebate

What it covers: An incentive for PECO customers who add an electric vehicle to the household.

The PECO EV rebate is modest—recent versions have offered $50 per vehicle to residential and business customers who notify PECO of a new EV purchase, subject to fund availability. It takes about five minutes to submit a claim.

The larger EV savings come from charging behavior: filling up overnight, when regional demand and wholesale power costs are lowest, meaningfully cuts your cost per mile. Ask about current off-peak charging programs and EV rate options when you register your vehicle.

Customer Financial Assistance and Low-Income Programs

What it covers: Rate discounts, bill assistance, and free home improvements for income-qualified households.

If your household income makes efficiency upgrades feel out of reach, these programs are designed to remove cost as a barrier.

What you can earn:

  • Customer Assistance Program (CAP): a reduced, predictable monthly electric bill calculated from your household income rather than your usage, which makes budgeting far easier during Pennsylvania’s expensive heating months.
  • Low Income Usage Reduction Program (LIURP): free comprehensive weatherization, insulation, air sealing, and appliance upgrades for qualifying homes. This is the same work that would otherwise cost thousands of dollars, delivered at no charge, and it permanently lowers what your home consumes.

How to secure it:

  1. Check the income eligibility limits on PECO’s assistance portal. Thresholds are tied to federal poverty guidelines and are more generous than many people assume.
  2. Apply online through the portal or call PECO customer assistance to enroll.
  3. Provide proof of income to finalize your rate adjustment or schedule a weatherization visit.

PECO’s programs are only part of the picture. Pennsylvania also administers LIHEAP grants and several statewide options — see our full rundown of Pennsylvania energy assistance programs to make sure you’re not leaving help on the table.

Appliance Recycling and Free Pickup

What it covers: Free removal and responsible recycling of old, working secondary refrigerators and freezers, like the garage beer fridge or the basement chest freezer.

That second refrigerator from 1998 can add well over $100 a year to your bill for the privilege of chilling a few cases of soda. PECO will take it away and pay you for the trouble.

What you can earn:

  • Free doorstep haul-away and certified recycling.
  • A rebate check of roughly $50 to $75 per qualifying unit, with a recent offer at $75 for refrigerators and freezers. Add a working room air conditioner or dehumidifier to the same pickup, and you can typically earn an extra $10 or so.
  • Permanent savings from eliminating an inefficient always-on appliance.

How to secure it:

  1. Confirm the unit is in working condition and between 10 and 30 cubic feet.
  2. Schedule a pickup online or by phone.
  3. PECO’s recycling contractor hauls it away, and your check arrives in about four to six weeks.

General Tips to Guarantee Your PECO Rebate Gets Approved

Most denied applications fail on paperwork, not eligibility. Three habits prevent almost all of it:

  • Watch the deadline. Nearly every post-purchase PECO rebate must be submitted within 90 days of purchase or installation. Program years also close on fixed dates, and applications submitted after a program year ends are not honored, even if your purchase was within 90 days.
  • Keep exact records. Save paid itemized receipts, model and serial numbers, contractor invoices, and AHRI certificates. Photograph the equipment nameplate before the installers pack up. It’s much harder to retrieve later.
  • Apply online. Digital submissions through peco.com/rebates typically process in four to six weeks, while mailed paper applications take considerably longer and offer no confirmation that anything arrived.

Pair Your Rebates With a Better Electricity Rate

PECO energy rebates reduce the cost of the equipment in your home. They don’t change the supply rate you pay for every kilowatt-hour that equipment uses, and in Pennsylvania’s deregulated market, that rate is yours to choose. Doing both is how households in PECO territory see the biggest drop.

Start by comparing Pennsylvania electricity rates in your ZIP Code against PECO’s current Price to Compare. If you’re weighing a move to the Philadelphia area, our breakdown of the cost of living in Pennsylvania puts energy costs in context alongside housing, taxes, and everyday expenses.

Frequently Asked Questions About PECO Energy Saving Programs

  • Yes. PECO’s energy efficiency programs are funded through charges that every PECO distribution customer pays, regardless of who supplies their power. Shopping for a competitive supplier doesn’t disqualify you from a single rebate—PECO still delivers your electricity and still owns your account. In fact, pairing a competitive supply rate with these rebates lets you attack both halves of the bill at once.

  • Plan on roughly four to six weeks from the day PECO accepts a complete online application. Paper applications mailed in take noticeably longer, and incomplete submissions restart the clock entirely. A missing AHRI certificate or an illegible receipt is the most common cause of delay. Submitting digitally at peco.com/rebates gives you a confirmation and the fastest turnaround.

  • You can, and you should. PECO rebates and federal energy efficiency tax credits are separate programs with separate applications—one is a check from your utility, the other reduces what you owe at tax time. A qualifying heat pump or solar array can earn a PECO rebate, a regional partner bonus, and a federal credit on the same installation. Ask your contractor to confirm the equipment meets all three sets of requirements before you buy, since the efficiency thresholds don’t always match.

  • Partially. Anyone with a PECO residential account in their own name can use the PECO Marketplace instant discounts, schedule a home energy assessment, and claim the appliance recycling rebate on a fridge or freezer they own. Equipment rebates for HVAC systems, water heaters, and insulation generally require the property owner’s involvement, since the upgrade is attached to the building. Income-qualified renters may also access LIURP weatherization with the landlord’s written consent—worth asking about, since it costs the landlord nothing.

  • For most households, the heat pump is the biggest single payday. PECO’s base rebate on a qualifying air source heat pump or mini-split has run up to $300, and regional stacking bonuses have pushed combined incentives well past $1,000 on high-efficiency tiers. Rooftop solar earns a flat $500 rebate plus ongoing net metering credits. But the highest return per dollar spent is usually the $49 home energy assessment, which pays for itself in free direct-install products and tells you which of the other rebates is actually worth chasing in your home.